Flat or tiered pricing for signed MVA retainers?

Flat and tiered pricing attach different prices to the same billable unit: one conforming delivered Signed Retainer. Flat pricing uses one unit price throughout the order, while tiered pricing uses a written schedule keyed to an independently verified policy limit or the claimant’s state.

What stays the same under both pricing models?

The delivery product does not change. Under Signed Retainer Delivery, a claimant confirms the case answers during a live call, satisfies the criteria in the executed order, and signs the firm’s representation agreement through DocuSign on its letterhead. The executed agreement and claimant record are delivered before the live handoff during stated intake hours.

The two models share the same unit, counting rule, and replacement protection:

Changing the model does not loosen qualification. A higher price band does not excuse a treatment, fault, representation, or injury mismatch. Every delivered claimant still passes the complete criteria set.

The order records the selected model, unit price, and any schedule before launch. Velocity Axis does not publish a universal price because commercial amounts are order-specific.

How does flat pricing work?

Flat pricing assigns the same price to every conforming Signed Retainer delivered under the order. It fits a firm that uses Exhibit A to define one eligible case range and wants one acquisition cost across that range.

Suppose an order requires a confirmed injury, treatment started within seven days, no gap over 30 days, an available source of recovery, claimant not at fault, no retained attorney, and no prior settlement. It may also limit geography or name injuries. Once a delivered Signed Retainer satisfies the written set, the same unit price applies.

Flat pricing does not mean the cases are identical. Claimants can report different injuries, treatment histories, vehicles, or coverage within the allowed range. The model says those differences do not change the acquisition price as long as each record conforms.

That makes invoice review direct:

`Invoice amount = conforming Signed Retainers delivered × flat unit price`

An approved replacement removes the original from counted volume. The conforming replacement uses the same order terms and arrives at no added charge.

How does tiered pricing work?

Tiered pricing assigns the unit price after the claimant’s applicable BI or UM/UIM policy limit has been independently verified. The executed order contains the band boundaries and the price for each band.

The documentation gives this example schedule. It is an example only, not a current quote or a universal rate card:

Bands and prices are set per order. The order can also use a state-based schedule when one campaign covers several states.

The invoice calculation is the sum of units in each band:

`Invoice amount = (units in band A × price A) + (units in band B × price B) + other written bands`

This structure keeps the pricing decision visible. The firm can reconcile each delivered Signed Retainer with the verified limit, supporting records, and band printed in the order.

Why is policy limit verification a precondition?

A verified-limit schedule cannot operate on claimant-stated coverage alone. The policy limit determines the price. That fact must therefore be established before the band can be assigned.

Under Policy Limit Verification, the intake center independently checks the applicable carrier and BI or UM/UIM limits before delivery. Supporting insurance records arrive in the firm’s inbox and CRM with the Signed Retainer record.

This is a narrower claim than independent verification of the entire case. The claimant’s injury, treatment, fault, and representation answers are confirmed during a live call, but they remain the claimant’s account. Policy Limit Verification independently checks the applicable carrier and limits.

The evidence distinction looks like this:

Without independent limit verification, the price band would rest on the same account that is still being screened. The Pricing Models page therefore requires Policy Limit Verification whenever pricing follows verified limits.

Can a firm set a minimum policy limit?

Yes. A minimum BI, UM, or UIM limit can be recorded as a custom criterion in Exhibit A. The intake center compares the verified limit with that floor before delivery. A claimant below it does not reach the firm.

A floor and a pricing schedule do different jobs:

For example, an order with a $100,000 minimum would exclude claimants below the verified floor rather than placing them in a lower price band. The first available band begins at the order’s minimum.

The floor does not replace the insurance and recovery conditions. Exhibit A separately records whose insurance must exist and which coverage must be available as a source of recovery. A claimant must satisfy those conditions and the minimum limit.

Which model fits a given intake and docket strategy?

Flat pricing is easier to forecast when the firm’s written criteria define one case range that it values similarly for acquisition purposes. The unit price stays constant, so volume alone drives the acquisition invoice.

Tiered pricing fits when the firm wants acquisition cost to change with independently verified limits or with state. It also supports an order that accepts several coverage bands while pricing each one differently.

The choice should follow the order design rather than a general claim that one model is cheaper. Two questions settle most of the structure:

1. Does the firm want every conforming case inside one acquisition-price range?

2. If price varies by coverage, which applicable limit selects the band and what supporting record will prove it?

The answer still needs the rest of Exhibit A. Policy limits do not establish injury, treatment, fault, or representation status, and they do not promise case value or recovery.

What must the order say before launch?

For flat pricing, the order states one unit price and the criteria that define a conforming delivery. For tiered pricing, it states every band boundary, each unit price, the applicable BI or UM/UIM basis, and any minimum policy limit.

The order also fixes volume, payment structure, geography, delivery method, and the selected Signed Retainer services. If verified-limit pricing applies, the receiving inbox and CRM must accept the supporting insurance records during onboarding.

Commercial terms should be testable against the delivered record. A reviewer should be able to move from the verified limit to one and only one band, then match that band to the invoice. Overlapping ranges or an unstated treatment at the boundary should be corrected before execution.

What Velocity Axis does

Velocity Axis supports flat pricing and written tier schedules for Signed Retainer Delivery. The pricing model, example tier schedule, and Policy Limit Verification mechanics are public. The executed order supplies the actual criteria, bands, unit prices, and commercial terms.