Signed Retainer Delivery

California

Velocity Axis delivers signed MVA retainers to California personal injury firms under written criteria. California blocks stacking, so the claimant's UM coverage does not add to the at-fault limits and available policy limits often bound case value, especially where no commercial defendant provides a larger policy.

Velocity Axis delivers signed MVA retainers to California personal injury firms under written criteria. California blocks stacking, so the claimant's UM coverage does not add to the at-fault limits and available policy limits often bound case value, especially where no commercial defendant provides a larger policy.

01

Legal record

Tort system

At-fault, no injury threshold, no PIP.

At-fault, no injury threshold, no PIP.

Minimum coverage

$30,000 per person / $60,000 per accident / $15,000 property damage

$30,000 per person / $60,000 per accident / $15,000 property damage

UM and UIM

UM coverage must be offered at limits matching the bodily-injury minimum and may be rejected in writing.

UM coverage must be offered at limits matching the bodily-injury minimum and may be rejected in writing.

Stacking

California blocks stacking, so UM does not add to the at-fault limits.

California blocks stacking, so UM does not add to the at-fault limits.

Non-economic cap

None.

None.

Recovery threshold

None.

None.

Negligence rule

Pure comparative negligence under Li v. Yellow Cab Co.

Pure comparative negligence under Li v. Yellow Cab Co.

Statute of limitations

2 years

2 years

02

Advertising and solicitation

Every advertisement

California campaigns use an SB 37-compliant build. Every ad, funnel, and landing page names a California-licensed attorney at the firm and the city or county of the firm's bona fide office.

California campaigns use an SB 37-compliant build. Every ad, funnel, and landing page names a California-licensed attorney at the firm and the city or county of the firm's bona fide office.

Solicitation

Attorney-initiated real-time contact is barred for 30 days after an incident. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Attorney-initiated real-time contact is barred for 30 days after an incident. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Case value

California blocks stacking, so UM does not add to the at-fault limits. An uninsured owner-driver cannot recover non-economic damages under Civil Code §3333.4.

California blocks stacking, so UM does not add to the at-fault limits. An uninsured owner-driver cannot recover non-economic damages under Civil Code §3333.4.

03

Sources

Statutes and rules

SB 1107 (30/60/15); Insurance Code §11580.2; Code of Civil Procedure §335.1; Civil Code §3333.4; Business and Professions Code §6157.2; California Rule of Professional Conduct 7.3(a)(3); Li v. Yellow Cab Co., 13 Cal.3d 804 (1975).

SB 1107 (30/60/15); Insurance Code §11580.2; Code of Civil Procedure §335.1; Civil Code §3333.4; Business and Professions Code §6157.2; California Rule of Professional Conduct 7.3(a)(3); Li v. Yellow Cab Co., 13 Cal.3d 804 (1975).

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