Signed Retainer Delivery

Georgia

Velocity Axis delivers signed MVA retainers to Georgia personal injury firms under written criteria. Georgia uses add-on UM coverage, which can stack on top of the at-fault driver's limits rather than being offset against them. Total recovery in Georgia can exceed the at-fault driver's policy limits.

Velocity Axis delivers signed MVA retainers to Georgia personal injury firms under written criteria. Georgia uses add-on UM coverage, which can stack on top of the at-fault driver's limits rather than being offset against them. Total recovery in Georgia can exceed the at-fault driver's policy limits.

01

Legal record

Tort system

At-fault, no injury threshold, no PIP.

At-fault, no injury threshold, no PIP.

Minimum coverage

$25,000 per person / $50,000 per accident / $25,000 property damage

$25,000 per person / $50,000 per accident / $25,000 property damage

UM and UIM

UM coverage is optional and may be rejected in writing; add-on coverage applies to policies issued or renewed on or after January 1, 2009.

UM coverage is optional and may be rejected in writing; add-on coverage applies to policies issued or renewed on or after January 1, 2009.

Stacking

Add-on UM stacks on top of the at-fault driver's limits rather than being offset against them.

Add-on UM stacks on top of the at-fault driver's limits rather than being offset against them.

Non-economic cap

None; Nestlehutt struck the $350,000 medical-malpractice cap in 2010.

None; Nestlehutt struck the $350,000 medical-malpractice cap in 2010.

Recovery threshold

None.

None.

Negligence rule

Modified comparative negligence; recovery is barred at 50 percent fault or more.

Modified comparative negligence; recovery is barred at 50 percent fault or more.

Statute of limitations

2 years

2 years

02

Advertising and solicitation

Every advertisement

Every advertisement names a responsible attorney. Advertising records are retained for 2 years after last use.

Every advertisement names a responsible attorney. Advertising records are retained for 2 years after last use.

Solicitation

Written solicitation is barred for 30 days after an accident, and direct in-person or live telephone solicitation is barred without a time limit. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Written solicitation is barred for 30 days after an accident, and direct in-person or live telephone solicitation is barred without a time limit. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Case value

Add-on UM can extend available recovery beyond the at-fault policy. The I-75, I-85, I-20, and I-16 freight corridors support commercial cases.

Add-on UM can extend available recovery beyond the at-fault policy. The I-75, I-85, I-20, and I-16 freight corridors support commercial cases.

03

Sources

Statutes and rules

O.C.G.A. §40-9-37; O.C.G.A. §33-7-11(a)(1)(A); O.C.G.A. §33-7-11(a)(3); O.C.G.A. §51-12-33; O.C.G.A. §9-3-33; O.C.G.A. §33-24-53; Georgia Rule of Professional Conduct 7.3; Nestlehutt, 691 S.E.2d 218 (Ga. 2010).

O.C.G.A. §40-9-37; O.C.G.A. §33-7-11(a)(1)(A); O.C.G.A. §33-7-11(a)(3); O.C.G.A. §51-12-33; O.C.G.A. §9-3-33; O.C.G.A. §33-24-53; Georgia Rule of Professional Conduct 7.3; Nestlehutt, 691 S.E.2d 218 (Ga. 2010).

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