Signed Retainer Delivery

Texas

Velocity Axis delivers signed MVA retainers to Texas personal injury firms under written criteria. Texas is an at-fault state with no injury threshold for ordinary MVA recovery, so an injury crash does not have to clear a prescribed statutory severity category before it can proceed as a potential case.

Velocity Axis delivers signed MVA retainers to Texas personal injury firms under written criteria. Texas is an at-fault state with no injury threshold for ordinary MVA recovery, so an injury crash does not have to clear a prescribed statutory severity category before it can proceed as a potential case.

01

Legal record

Tort system

At-fault, no injury threshold; PIP is a mandatory offer with written rejection.

At-fault, no injury threshold; PIP is a mandatory offer with written rejection.

Minimum coverage

$30,000 per person / $60,000 per accident / $25,000 property damage

$30,000 per person / $60,000 per accident / $25,000 property damage

UM and UIM

UM and UIM coverage must be offered at limits that track the state minimum and may be rejected in writing.

UM and UIM coverage must be offered at limits that track the state minimum and may be rejected in writing.

Stacking

Inter-policy stacking is permitted, but intra-policy stacking is not.

Inter-policy stacking is permitted, but intra-policy stacking is not.

Non-economic cap

None for ordinary MVA claims.

None for ordinary MVA claims.

Recovery threshold

None.

None.

Negligence rule

Modified comparative negligence; recovery is barred above 50 percent fault.

Modified comparative negligence; recovery is barred above 50 percent fault.

Statute of limitations

2 years

2 years

02

Advertising and solicitation

Every advertisement

Each non-exempt advertisement is filed with the State Bar of Texas Advertising Review Committee within 10 days after first dissemination. Pre-approval is available when submitted at least 30 days before first use.

Each non-exempt advertisement is filed with the State Bar of Texas Advertising Review Committee within 10 days after first dissemination. Pre-approval is available when submitted at least 30 days before first use.

Solicitation

Attorney-initiated written solicitation is barred for 31 days after an accident. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Attorney-initiated written solicitation is barred for 31 days after an accident. A consumer-initiated inquiry is advertising, not solicitation, so a claimant who completes a form may retain the firm the same day.

Case value

A claimant's own UM may be stacked across policies with the at-fault recovery. The I-35, I-45, and I-10 freight corridors support commercial and catastrophic cases.

A claimant's own UM may be stacked across policies with the at-fault recovery. The I-35, I-45, and I-10 freight corridors support commercial and catastrophic cases.

03

Sources

Statutes and rules

Transportation Code §601.072; Insurance Code §1952.101; Insurance Code §1952.105(c); Insurance Code §§1952.152-1952.153; Civil Practice and Remedies Code §33.001; Civil Practice and Remedies Code §16.003(a); Penal Code §38.12.

Transportation Code §601.072; Insurance Code §1952.101; Insurance Code §1952.105(c); Insurance Code §§1952.152-1952.153; Civil Practice and Remedies Code §33.001; Civil Practice and Remedies Code §16.003(a); Penal Code §38.12.

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